Standard Option


Subject to Overall Annual Benefit - M750,000.00 per beneficiary

Hospital Alternatives

M22,212.00 per family

Paramedical Services

100% of scheme rates

Blood Transfusion

M33,603.00 per beneficiary


Subject to Overall Annual Benefit

Maxillofacial Surgery

Subject to Overall Annual Benefit

Mental Health
(In Hospital)

M30,000.00 per beneficiary, 3 days maximum if admitted by GP

Mental Health
(Out Of Hospital)

M2,000.00 per beneficiary


M150,000.00 per beneficiary

Organ Transplant

M150,000.00 per beneficiary for tissue and organ transplant, M20,000.00 for specialized radiology (MRI & CAT scans)

Immune Deficiency

M9,872.00 per beneficiary

Renal Dialysis

M150,000.00 per beneficiary

Prosthetic Appliances

M45,000.00 per beneficiary for internal devices surgically implanted.

M10,000.00 per beneficiary for external devices

Chronic Benefit

M5,573.00 per beneficiary


M2,072.00 per beneficiary

Optometry (Biannual benefit)

M2,876.00 per beneficiary, 100% of optometry benefit for prescribed lenses, M1,385.00 for frames

Pathology, Physical Therapy & Radiology

M5,000.00 per beneficiary


M3,773.00 for Member. M2,641.00 for Spouse. M1,132.00 for Child. M1,698.00 for Student 21-26. M2,264.00 for Adult. 150 per script pbpd. OTC = 700 pbpa.